Embrace the pinnacle of luxury with the CobWeb Pay Legacy USD Card
Maximum limits, top-tier cashback and benefits reserved for those who deserve nothing but the best.

Built for the way you spend
Higher limits, faster support, and rewards that scale with use.
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Cashback on all purchases*
Rate scales with monthly spend. Full schedule in your card terms and conditions.

By invitation
CobWeb Pay holds a nomination policy for eligible users

Legacy Concierge
One contact, reachable on WhatsApp.

US$ 100,000 daily limit
Up to USD 30,000 per transaction, with no monthly cap.
The Legacy Concierge
A single point of contact for everything the card touches.
One conversation. We take care of the rest.
A single point of contact for card matters, membership benefits, trusted third-party resources and special requests.
Available on WhatsApp and supported by a dedicated team who coordinate each request from start to finish.
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Private members' club
A single point of contact for everything the card touches.
Privacy at your discretion
Membership includes dining, private events and meeting facilities, together with an international network of reciprocal clubs.
CobWeb Pay coordinates your membership registration, reservations, and applications for access to participating reciprocal clubs overseas.
Club membership and facilities are provided by the club. Access is subject to club terms and availability.
Access now1900+ lounges and experiences
Wherever you go, the Legacy Card can follow
Any airline. Any cabin.
Legacy includes a global lounge membership, with access to more than 1,900 airport lounges and travel experiences across 143 countries.
Access is not tied to the airline you fly or the class you book. Your membership is issued in your name and presented at the door.
Lounge access is provided by a third-party lounge network. Availability and conditions are subject to the provider's terms and individual lounge capacity.
Travel now
What Legacy Carries
The card and the network
Legacy Inner circle
Curated business, professional and personal introductions across the Legacy member network and wider Group relationships.
Property and relocation
Introductions to independent professionals across property, immigration, legal, tax and education.

Stainless steel
16 grams, machined and finished. The weight is the first thing you notice.

VISA Platinum
Accepted wherever Visa is accepted, in over 200 countries and territories.
Across markets
Starting across Asia-Pacific, with access to a growing international network of professional resources.
VIP Card service
Card usage, limits, exceptions and issue resolution, coordinated by your Legacy Concierge. Escalation handled on your behalf.








